FAQ
Frequently Asked Questions
Everything a client asks before booking, and most of what they ask afterwards.
BEFORE YOU COMPARE QUOTES
Three different things are called Insurance.
Three separate things get called insurance in this industry, and quotes are frequently compared as though they are the same. They are not. Before you compare Yugo with anyone, understand which of these a company is quoting you.
layer
limit
WHAT IT ACTUALLY COVERS
Commercial general liability
$5,000,000 per occurrence
Damage to property, premises, and third parties. Your building's management asks for this on the certificate of insurance. It does not replace a broken object of yours.
Standard declared valuation
$0.60 per pound, per article
The industry default across Canada, calculated by weight rather than value. On a 40 lb chair it is $24, whatever the chair cost. It is a contractual limit on a mover's liability, not insurance, and it is not required by any Ontario statute.
Enhanced declared valuation
5.00 per pound
Our highest contractual limit, included with Reserve at no additional charge and available on Essential and Signature for an additional charge. Set out in full in Section 12 of our Terms & Conditions.
Yugo carries commercial general liability, commercial auto, and cargo coverage with licensed insurers, and every level of Service carries a declared valuation. Crew are covered by WSIB, and the certificate of insurance is issued to you and your building before move day rather than on request.
Booking & Scheduling
Pricing & Payment
Service tier & Scope
Packing & Preparation
Protection, Insurance & Claims
On move day
Specialty & High value items
Building Access & Parking
Storage & Long Distance
Business, Trades & Corporate
About Yugo
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